Below you will find useful information about the

Saddleback College
International Student Health Insurance Plan (ISHIP)

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Important Messages


Use your insurance

In the event of injury or sickness the covered student must first report to the Health Center. The Health Center will provide treatment or give a referral to seek care off campus. Eligible expenses incurred for medical care or treatment rendered outside the Health Center for which no referral is obtained may be excluded from coverage.

Location: Student Services Center, Room 177

Phone: (949) 582-4606

Monday-Thursday: 8:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 3:00 p.m.

Closed daily from 12:00 p.m. – 1:00 p.m.

Closed weekends and school holidays. Consult the campus health center website for summer hours.

If you are unable to visit the campus health center, use providers in the PPO network whenever possible.

It is best to locate an in-network doctor, urgent care center, and emergency room near you before you get sick. To find a PPO provider, visit the Cigna website (link below).

  1. Enter your Address and City, or Zip, then click on address to confirm. Click on Doctor by Type, Doctor by Name, or Locations and make your selection in the drop down.
  2. Click Continue as guest. Note: you will not be able to crate a Cigna account).
  3. Confirm your address and click Continue.
  4. Under “Please Select a Plan,” click PPO, PPO Tiered (bottom).
  5. Select a doctor from the list.

Arrive 15 minutes early for your appointment, and bring your insurance ID card with you. Always verify the provider is part of the
Cigna PPO Network before you receive treatment.

The Pharmacy Benefits Manager for this plan is Wellfleet Rx/ESI. Please see the Wellfleet/Express Scripts website (link below) to find a pharmacy near you, or call Member Pharmacy Help at (877) 640-7940.

In the event of either an Injury or a Sickness:

  1. Report to a Physician, Hospital or the School’s Student Health Services.
  2. Written notice of a claim must be submitted to the address below within thirty (30) days after the date of Injury or commencement
    of Sickness covered by the Policy, or as soon thereafter as is reasonably possible.
  3. Send all medical and hospital bills, along with the patient’s name and insured student’s name, address, Social Security number or student ID number and name of the University under which the student is insured, to the address below. A Company claim form is not required for filing a claim.

PO Box 188061
Chattanooga, Tennessee 37422-8061
Electronic Payor ID: 62308


For Non-Cigna PPO Providers:
Wellfleet Group, LLC
PO Box 15369
Springfield, Massachusetts 01115-5369
(877) 657-5030, TTY 711

Bills should be received by the Company within ninety (90) days of service. Keep copies of all the documents you submit. To
check the status of a claim you submitted, call (877) 657-5030, TTY 711 or visit www.wellfleetstudent.com.

To use this free translation service, click the link below and upload the document for translation.

Get help while you are traveling

Students covered under the student insurance plan are automatically enrolled in Wellfleet Travel Guard. Travel Guard offers many services to help students when traveling away from your school or outside the U.S., including medical emergencies during travel, help with lost luggage, documents, or medications, insightful pre-trip information, and more.

For additional information, see your Plan Summary or visit the Travel Guard website (link below).